2013 PEN to SGD Historical Review

YEARLY HIGH

0.4842 SGD

YEARLY LOW

0.4440 SGD

YEARLY AVERAGE

0.4635 SGD

2013 PEN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the PEN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 0.4842. Conversely, the yearly low was recorded on November 19, dropping to 0.4440.

This high-to-low spread represents a total annual volatility of 0.0402 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4815 to the December average rate of 0.4520, the exchange rate registered a net change of -6.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.4842 was up 0.08% compared to the 2012 peak of 0.4838, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,421 SGD

2012 Average 2,368 SGD

Yearly Trough Low 2,220 SGD

Transaction Impact: A difference of 200.96 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.4851

0.4427

JanuMarcMayJulySeptNove

PEN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4749, compared to 0.4520 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0229 points.

H1 Avg (Jan–Jun) 0.4749

H2 Avg (Jul–Dec) 0.4520

Volatility Range Comparison

Volatility

The most volatile month in 2013 was April, with a trading range of 0.0136 SGD (High: 0.4809 / Low: 0.4673). On the other end, October was the most stable month, with a tight range of 0.0036 SGD (High: 0.4508 / Low: 0.4472).

April Spread (Volatile) ±0.0136

October Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0142 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0142

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 0.4815) against the same month in 2012 (average: 0.4750), the exchange rate shifted by +0.0065 (+1.37%).

2013 Avg (January) 0.4815

2012 Avg (January) 0.4750

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4842	0.4777	0.4815
February	0.4825	0.4755	0.4799
March	0.4826	0.4765	0.4802
April	0.4809	0.4673	0.4769
May	0.4780	0.4660	0.4726
June	0.4659	0.4547	0.4584
July	0.4606	0.4536	0.4564
August	0.4568	0.4496	0.4541
September	0.4576	0.4524	0.4546
October	0.4508	0.4472	0.4489
November	0.4486	0.4440	0.4462
December	0.4572	0.4466	0.4520