2014 PEN to SGD Historical Review

YEARLY HIGH

0.4553 SGD

YEARLY LOW

0.4371 SGD

YEARLY AVERAGE

0.4464 SGD

2014 PEN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PEN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 22, valuing the pair at 0.4553. Conversely, the yearly low was recorded on October 28, dropping to 0.4371.

This high-to-low spread represents a total annual volatility of 0.0182 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4528 to the December average rate of 0.4444, the exchange rate registered a net change of -1.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4553 was down 5.97% compared to the 2013 peak of 0.4842, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,276 SGD

2013 Average 2,317 SGD

Yearly Trough Low 2,185 SGD

Transaction Impact: A difference of 91.07 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4542

0.4375

JanuMarcMayJulySeptNove

PEN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4501, compared to 0.4428 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0072 points.

H1 Avg (Jan–Jun) 0.4501

H2 Avg (Jul–Dec) 0.4428

Volatility Range Comparison

Volatility

The most volatile month in 2014 was August, with a trading range of 0.0095 SGD (High: 0.4478 / Low: 0.4383). On the other end, October was the most stable month, with a tight range of 0.0041 SGD (High: 0.4412 / Low: 0.4371).

August Spread (Volatile) ±0.0095

October Spread (Stable) ±0.0041

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0028 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.4528) against the same month in 2013 (average: 0.4815), the exchange rate shifted by -0.0287 (-5.97%).

2014 Avg (January) 0.4528

2013 Avg (January) 0.4815

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4553	0.4504	0.4528
February	0.4524	0.4469	0.4501
March	0.4535	0.4475	0.4516
April	0.4520	0.4469	0.4494
May	0.4536	0.4450	0.4486
June	0.4538	0.4453	0.4478
July	0.4493	0.4441	0.4462
August	0.4478	0.4383	0.4437
September	0.4431	0.4372	0.4409
October	0.4412	0.4371	0.4389
November	0.4472	0.4396	0.4430
December	0.4477	0.4394	0.4444