2019 PEN to SGD Historical Review

YEARLY HIGH

0.4190 SGD

YEARLY LOW

0.3993 SGD

YEARLY AVERAGE

0.4089 SGD

2019 PEN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PEN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 0.4190. Conversely, the yearly low was recorded on December 12, dropping to 0.3993.

This high-to-low spread represents a total annual volatility of 0.0197 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4057 to the December average rate of 0.4047, the exchange rate registered a net change of -0.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.4190 was up 0.01% compared to the 2018 peak of 0.4190, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,095 SGD

2018 Average 2,053 SGD

Yearly Trough Low 1,997 SGD

Transaction Impact: A difference of 98.59 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.4146

0.4033

JanuMarcMayJulySeptNove

PEN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4091, compared to 0.4087 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.4091

H2 Avg (Jul–Dec) 0.4087

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0114 SGD (High: 0.4190 / Low: 0.4077). On the other end, February was the most stable month, with a tight range of 0.0028 SGD (High: 0.4088 / Low: 0.4060).

August Spread (Volatile) ±0.0114

February Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0039 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 0.4101) against the same month in 2018 (average: 0.4161), the exchange rate shifted by -0.0060 (-1.44%).

2019 Avg (August) 0.4101

2018 Avg (August) 0.4161

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4092	0.4016	0.4057
February	0.4088	0.4060	0.4075
March	0.4115	0.4079	0.4097
April	0.4116	0.4087	0.4105
May	0.4148	0.4074	0.4116
June	0.4111	0.4046	0.4095
July	0.4171	0.4114	0.4136
August	0.4190	0.4077	0.4101
September	0.4143	0.4082	0.4112
October	0.4098	0.4069	0.4081
November	0.4074	0.4019	0.4043
December	0.4087	0.3993	0.4047