2012 PGK to HRK Historical Review

YEARLY HIGH

3.0332 HRK

YEARLY LOW

2.6924 HRK

YEARLY AVERAGE

2.8244 HRK

2012 PGK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PGK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 3.0332. Conversely, the yearly low was recorded on March 30, dropping to 2.6924.

This high-to-low spread represents a total annual volatility of 0.3408 HRK. From a start-to-finish perspective, comparing the January average rate of 2.7831 to the December average rate of 2.7877, the exchange rate registered a net change of 0.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 3.0332 was up 10.67% compared to the 2011 peak of 2.7409, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 15,166 HRK

2011 Average 11,448 HRK

Yearly Trough Low 13,462 HRK

Transaction Impact: A difference of 1,704.25 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.9811

2.7074

JanuMarcMayJulySeptNove

PGK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7923, compared to 2.8565 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0642 points.

H1 Avg (Jan–Jun) 2.7923

H2 Avg (Jul–Dec) 2.8565

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.2054 HRK (High: 2.9330 / Low: 2.7275). On the other end, October was the most stable month, with a tight range of 0.0576 HRK (High: 2.8385 / Low: 2.7809).

May Spread (Volatile) ±0.2054

October Spread (Stable) ±0.0576

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1182 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1182

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 2.9583) against the same month in 2011 (average: 2.2869), the exchange rate shifted by +0.6713 (+29.36%).

2012 Avg (July) 2.9583

2011 Avg (July) 2.2869

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8288	2.7178	2.7831
February	2.7864	2.6961	2.7372
March	2.8144	2.6924	2.7302
April	2.8190	2.6930	2.7652
May	2.9330	2.7275	2.8417
June	2.9388	2.8655	2.8964
July	3.0332	2.8571	2.9583
August	2.9684	2.8755	2.9266
September	2.8784	2.7373	2.8084
October	2.8385	2.7809	2.8094
November	2.8826	2.8028	2.8489
December	2.8366	2.7309	2.7877