2015 PGK to HRK Historical Review

YEARLY HIGH

2.7457 HRK

YEARLY LOW

2.3042 HRK

YEARLY AVERAGE

2.4841 HRK

2015 PGK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PGK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 2.7457. Conversely, the yearly low was recorded on October 14, dropping to 2.3042.

This high-to-low spread represents a total annual volatility of 0.4415 HRK. From a start-to-finish perspective, comparing the January average rate of 2.5430 to the December average rate of 2.3482, the exchange rate registered a net change of -7.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.7457 was up 11.37% compared to the 2014 peak of 2.4654, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 13,728 HRK

2014 Average 11,224 HRK

Yearly Trough Low 11,521 HRK

Transaction Impact: A difference of 2,207.42 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.6948

2.3145

JanuMarcMayJulySeptNove

PGK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5642, compared to 2.4040 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1602 points.

H1 Avg (Jan–Jun) 2.5642

H2 Avg (Jul–Dec) 2.4040

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.1988 HRK (High: 2.6442 / Low: 2.4453). On the other end, February was the most stable month, with a tight range of 0.0488 HRK (High: 2.6046 / Low: 2.5557).

January Spread (Volatile) ±0.1988

February Spread (Stable) ±0.0488

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1198 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1198

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 2.6631) against the same month in 2014 (average: 2.1175), the exchange rate shifted by +0.5456 (+25.77%).

2015 Avg (March) 2.6631

2014 Avg (March) 2.1175

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6442	2.4453	2.5430
February	2.6046	2.5557	2.5768
March	2.7457	2.5835	2.6631
April	2.6870	2.5196	2.6254
May	2.5614	2.4296	2.5055
June	2.5525	2.4377	2.4716
July	2.5421	2.4660	2.4981
August	2.5149	2.3286	2.4459
September	2.4165	2.3579	2.3836
October	2.3874	2.3042	2.3462
November	2.4419	2.3444	2.4023
December	2.4290	2.3224	2.3482