2016 PGK to HRK Historical Review

YEARLY HIGH

2.3586 HRK

YEARLY LOW

2.0593 HRK

YEARLY AVERAGE

2.1750 HRK

2016 PGK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the PGK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 2.3586. Conversely, the yearly low was recorded on May 3, dropping to 2.0593.

This high-to-low spread represents a total annual volatility of 0.2993 HRK. From a start-to-finish perspective, comparing the January average rate of 2.3370 to the December average rate of 2.2535, the exchange rate registered a net change of -3.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 2.3586 was down 14.10% compared to the 2015 peak of 2.7457, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 11,793 HRK

2015 Average 12,418 HRK

Yearly Trough Low 10,297 HRK

Transaction Impact: A difference of 1,496.54 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

2.3605

2.0786

JanuMarcMayJulySeptNove

PGK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1920, compared to 2.1579 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0341 points.

H1 Avg (Jan–Jun) 2.1920

H2 Avg (Jul–Dec) 2.1579

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.1637 HRK (High: 2.3050 / Low: 2.1413). On the other end, January was the most stable month, with a tight range of 0.0378 HRK (High: 2.3586 / Low: 2.3209).

March Spread (Volatile) ±0.1637

January Spread (Stable) ±0.0378

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0972 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0972

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 2.3370) against the same month in 2015 (average: 2.5430), the exchange rate shifted by -0.2060 (-8.10%).

2016 Avg (January) 2.3370

2015 Avg (January) 2.5430

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3586	2.3209	2.3370
February	2.3216	2.2167	2.2622
March	2.3050	2.1413	2.2151
April	2.1392	2.0831	2.1179
May	2.1538	2.0593	2.1021
June	2.1771	2.0838	2.1177
July	2.1630	2.1060	2.1378
August	2.1303	2.0838	2.1079
September	2.1259	2.0835	2.1087
October	2.1782	2.1031	2.1446
November	2.2455	2.1289	2.1952
December	2.2849	2.1990	2.2535