2013 PGK to HRK Historical Review

YEARLY HIGH

2.8904 HRK

YEARLY LOW

2.0875 HRK

YEARLY AVERAGE

2.5058 HRK

2013 PGK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the PGK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 2.8904. Conversely, the yearly low was recorded on October 25, dropping to 2.0875.

This high-to-low spread represents a total annual volatility of 0.8029 HRK. From a start-to-finish perspective, comparing the January average rate of 2.7345 to the December average rate of 2.2221, the exchange rate registered a net change of -18.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 2.8904 was down 4.71% compared to the 2012 peak of 3.0332, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 14,452 HRK

2012 Average 14,124 HRK

Yearly Trough Low 10,437 HRK

Transaction Impact: A difference of 4,014.55 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.8641

2.0820

JanuMarcMayJulySeptNove

PGK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7084, compared to 2.3032 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4052 points.

H1 Avg (Jan–Jun) 2.7084

H2 Avg (Jul–Dec) 2.3032

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.2582 HRK (High: 2.4193 / Low: 2.1611). On the other end, December was the most stable month, with a tight range of 0.0406 HRK (High: 2.2439 / Low: 2.2033).

September Spread (Volatile) ±0.2582

December Spread (Stable) ±0.0406

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1517 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1517

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2013: 2.7573) against the same month in 2012 (average: 2.7372), the exchange rate shifted by +0.0201 (+0.73%).

2013 Avg (February) 2.7573

2012 Avg (February) 2.7372

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8103	2.6609	2.7345
February	2.8904	2.6644	2.7573
March	2.8391	2.7195	2.7989
April	2.8127	2.6581	2.7211
May	2.7476	2.5560	2.6885
June	2.6067	2.4854	2.5502
July	2.6222	2.4589	2.5371
August	2.4781	2.3891	2.4337
September	2.4193	2.1611	2.2988
October	2.2388	2.0875	2.1472
November	2.2139	2.1464	2.1803
December	2.2439	2.2033	2.2221