2018 PGK to HRK Historical Review

YEARLY HIGH

1.9760 HRK

YEARLY LOW

1.8398 HRK

YEARLY AVERAGE

1.9119 HRK

2018 PGK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the PGK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 15, valuing the pair at 1.9760. Conversely, the yearly low was recorded on April 16, dropping to 1.8398.

This high-to-low spread represents a total annual volatility of 0.1362 HRK. From a start-to-finish perspective, comparing the January average rate of 1.8911 to the December average rate of 1.9334, the exchange rate registered a net change of 2.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.9760 was down 13.66% compared to the 2017 peak of 2.2886, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 9,880 HRK

2017 Average 10,372 HRK

Yearly Trough Low 9,199 HRK

Transaction Impact: A difference of 680.99 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.9552

1.8541

JanuMarcMayJulySeptNove

PGK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8908, compared to 1.9330 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0422 points.

H1 Avg (Jan–Jun) 1.8908

H2 Avg (Jul–Dec) 1.9330

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.0830 HRK (High: 1.9630 / Low: 1.8800). On the other end, July was the most stable month, with a tight range of 0.0217 HRK (High: 1.9352 / Low: 1.9135).

May Spread (Volatile) ±0.0830

July Spread (Stable) ±0.0217

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0257 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0257

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2018: 1.9451) against the same month in 2017 (average: 1.9699), the exchange rate shifted by -0.0248 (-1.26%).

2018 Avg (August) 1.9451

2017 Avg (August) 1.9699

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9308	1.8571	1.8911
February	1.9127	1.8413	1.8724
March	1.8912	1.8497	1.8705
April	1.8828	1.8398	1.8626
May	1.9630	1.8800	1.9153
June	1.9570	1.9092	1.9329
July	1.9352	1.9135	1.9245
August	1.9760	1.9159	1.9451
September	1.9430	1.8965	1.9195
October	1.9601	1.9078	1.9289
November	1.9708	1.9248	1.9468
December	1.9518	1.9124	1.9334