2022 PGK to HRK Historical Review

YEARLY HIGH

2.2288 HRK

YEARLY LOW

1.8630 HRK

YEARLY AVERAGE

2.0308 HRK

2022 PGK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PGK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 2.2288. Conversely, the yearly low was recorded on January 17, dropping to 1.8630.

This high-to-low spread represents a total annual volatility of 0.3658 HRK. From a start-to-finish perspective, comparing the January average rate of 1.8865 to the December average rate of 2.0207, the exchange rate registered a net change of 7.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 2.2288 was up 16.96% compared to the 2021 peak of 1.9057, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 11,144 HRK

2021 Average 9,023 HRK

Yearly Trough Low 9,315 HRK

Transaction Impact: A difference of 1,829.19 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

2.2018

1.8578

JanuMarcMayJulySeptNove

PGK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9564, compared to 2.1051 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1487 points.

H1 Avg (Jan–Jun) 1.9564

H2 Avg (Jul–Dec) 2.1051

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.1276 HRK (High: 2.1825 / Low: 2.0549). On the other end, March was the most stable month, with a tight range of 0.0507 HRK (High: 1.9762 / Low: 1.9255).

November Spread (Volatile) ±0.1276

March Spread (Stable) ±0.0507

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0776 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0776

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 2.1556) against the same month in 2021 (average: 1.8074), the exchange rate shifted by +0.3483 (+19.27%).

2022 Avg (September) 2.1556

2021 Avg (September) 1.8074

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9247	1.8630	1.8865
February	1.9230	1.8662	1.8873
March	1.9762	1.9255	1.9530
April	2.0496	1.9386	1.9851
May	2.0606	1.9691	2.0210
June	2.0498	1.9671	2.0057
July	2.1247	2.0381	2.0792
August	2.1478	2.0663	2.1064
September	2.2288	2.1091	2.1556
October	2.2029	2.1172	2.1732
November	2.1825	2.0549	2.0955
December	2.0481	1.9877	2.0207