2014 PGK to HRK Historical Review

YEARLY HIGH

2.4654 HRK

YEARLY LOW

1.9346 HRK

YEARLY AVERAGE

2.2443 HRK

2014 PGK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PGK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 2.4654. Conversely, the yearly low was recorded on June 1, dropping to 1.9346.

This high-to-low spread represents a total annual volatility of 0.5308 HRK. From a start-to-finish perspective, comparing the January average rate of 2.2417 to the December average rate of 2.4141, the exchange rate registered a net change of 7.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.4654 was down 14.71% compared to the 2013 peak of 2.8904, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 12,327 HRK

2013 Average 12,522 HRK

Yearly Trough Low 9,673 HRK

Transaction Impact: A difference of 2,653.75 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.4590

1.9193

JanuMarcMayJulySeptNove

PGK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1143, compared to 2.3744 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2602 points.

H1 Avg (Jan–Jun) 2.1143

H2 Avg (Jul–Dec) 2.3744

Volatility Range Comparison

Volatility

The most volatile month in 2014 was June, with a trading range of 0.3614 HRK (High: 2.2960 / Low: 1.9346). On the other end, November was the most stable month, with a tight range of 0.0342 HRK (High: 2.4272 / Low: 2.3930).

June Spread (Volatile) ±0.3614

November Spread (Stable) ±0.0342

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1095 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.1095

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 2.4141) against the same month in 2013 (average: 2.2221), the exchange rate shifted by +0.1919 (+8.64%).

2014 Avg (December) 2.4141

2013 Avg (December) 2.2221

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2546	2.2016	2.2417
February	2.2524	2.1266	2.1970
March	2.2084	2.0464	2.1175
April	2.0918	1.9618	2.0080
May	1.9823	1.9354	1.9643
June	2.2960	1.9346	2.1571
July	2.3293	2.2805	2.3019
August	2.3509	2.3106	2.3257
September	2.4403	2.3298	2.3838
October	2.4457	2.3725	2.4085
November	2.4272	2.3930	2.4126
December	2.4654	2.3686	2.4141