2012 PLN to SGD Historical Review

YEARLY HIGH

0.4061 SGD

YEARLY LOW

0.3611 SGD

YEARLY AVERAGE

0.3842 SGD

2012 PLN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PLN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 0.4061. Conversely, the yearly low was recorded on July 24, dropping to 0.3611.

This high-to-low spread represents a total annual volatility of 0.0449 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3776 to the December average rate of 0.3911, the exchange rate registered a net change of 3.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4061 was down 12.62% compared to the 2011 peak of 0.4647, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 8,121 SGD

2011 Average 8,513 SGD

Yearly Trough Low 7,222 SGD

Transaction Impact: A difference of 898.86 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.4053

0.3672

JanuMarcMayJulySeptNove

PLN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3867, compared to 0.3817 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0049 points.

H1 Avg (Jan–Jun) 0.3867

H2 Avg (Jul–Dec) 0.3817

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0293 SGD (High: 0.3927 / Low: 0.3634). On the other end, March was the most stable month, with a tight range of 0.0070 SGD (High: 0.4046 / Low: 0.3976).

May Spread (Volatile) ±0.0293

March Spread (Stable) ±0.0070

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0170 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0170

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.3965) against the same month in 2011 (average: 0.4435), the exchange rate shifted by -0.0471 (-10.61%).

2012 Avg (February) 0.3965

2011 Avg (February) 0.4435

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3909	0.3668	0.3776
February	0.4061	0.3895	0.3965
March	0.4046	0.3976	0.4021
April	0.4041	0.3892	0.3941
May	0.3927	0.3634	0.3770
June	0.3800	0.3617	0.3728
July	0.3782	0.3611	0.3704
August	0.3838	0.3722	0.3784
September	0.3943	0.3737	0.3839
October	0.3931	0.3800	0.3868
November	0.3870	0.3718	0.3798
December	0.3975	0.3827	0.3911