2013 PLN to SGD Historical Review

YEARLY HIGH

0.4215 SGD

YEARLY LOW

0.3791 SGD

YEARLY AVERAGE

0.3962 SGD

2013 PLN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the PLN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.4215. Conversely, the yearly low was recorded on April 3, dropping to 0.3791.

This high-to-low spread represents a total annual volatility of 0.0423 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3951 to the December average rate of 0.4136, the exchange rate registered a net change of 4.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.4215 was up 3.79% compared to the 2012 peak of 0.4061, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 8,429 SGD

2012 Average 7,683 SGD

Yearly Trough Low 7,583 SGD

Transaction Impact: A difference of 846.32 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.4162

0.3851

JanuMarcMayJulySeptNove

PLN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3911, compared to 0.4013 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0102 points.

H1 Avg (Jan–Jun) 0.3911

H2 Avg (Jul–Dec) 0.4013

Volatility Range Comparison

Volatility

The most volatile month in 2013 was July, with a trading range of 0.0194 SGD (High: 0.3987 / Low: 0.3793). On the other end, May was the most stable month, with a tight range of 0.0060 SGD (High: 0.3904 / Low: 0.3844).

July Spread (Volatile) ±0.0194

May Spread (Stable) ±0.0060

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0081 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0081

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.4136) against the same month in 2012 (average: 0.3911), the exchange rate shifted by +0.0225 (+5.76%).

2013 Avg (December) 0.4136

2012 Avg (December) 0.3911

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4003	0.3908	0.3951
February	0.4061	0.3897	0.3968
March	0.3935	0.3803	0.3888
April	0.3956	0.3791	0.3899
May	0.3904	0.3844	0.3881
June	0.3961	0.3813	0.3877
July	0.3987	0.3793	0.3884
August	0.4048	0.3946	0.4005
September	0.4025	0.3908	0.3985
October	0.4084	0.4014	0.4050
November	0.4066	0.3978	0.4017
December	0.4215	0.4050	0.4136