YEARLY HIGH
0.3643 SGD
YEARLY LOW
0.3441 SGD
YEARLY AVERAGE
0.3554 SGD

2019 PLN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PLN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.3643. Conversely, the yearly low was recorded on September 26, dropping to 0.3441.

This high-to-low spread represents a total annual volatility of 0.0202 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3610 to the December average rate of 0.3529, the exchange rate registered a net change of -2.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.3643 was down 7.63% compared to the 2018 peak of 0.3944, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 7,286 SGD
2018 Average 7,478 SGD
Yearly Trough Low 6,883 SGD
Transaction Impact: A difference of 403.63 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.3624
0.3477
JanuMarcMayJulySeptNove

PLN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3577, compared to 0.3531 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0046 points.

H1 Avg (Jan–Jun) 0.3577
H2 Avg (Jul–Dec) 0.3531

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0120 SGD (High: 0.3604 / Low: 0.3484). On the other end, May was the most stable month, with a tight range of 0.0038 SGD (High: 0.3590 / Low: 0.3552).

August Spread (Volatile) ±0.0120
May Spread (Stable) ±0.0038

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0056 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0056

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.3610) against the same month in 2018 (average: 0.3876), the exchange rate shifted by -0.0265 (-6.85%).

2019 Avg (January) 0.3610
2018 Avg (January) 0.3876

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3643 0.3589 0.3610
February 0.3611 0.3529 0.3558
March 0.3594 0.3531 0.3559
April 0.3578 0.3533 0.3553
May 0.3590 0.3552 0.3571
June 0.3628 0.3583 0.3612
July 0.3611 0.3550 0.3583
August 0.3604 0.3484 0.3545
September 0.3521 0.3441 0.3489
October 0.3565 0.3459 0.3527
November 0.3566 0.3481 0.3514
December 0.3550 0.3494 0.3529