YEARLY HIGH
0.3601 SGD
YEARLY LOW
0.3288 SGD
YEARLY AVERAGE
0.3481 SGD

2025 PLN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PLN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 0.3601. Conversely, the yearly low was recorded on January 13, dropping to 0.3288.

This high-to-low spread represents a total annual volatility of 0.0313 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3317 to the December average rate of 0.3582, the exchange rate registered a net change of 7.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.3601 was up 4.55% compared to the 2024 peak of 0.3444, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 7,202 SGD
2024 Average 6,714 SGD
Yearly Trough Low 6,577 SGD
Transaction Impact: A difference of 625.31 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.3609
0.3291
JanuMarcMayJulySeptNove

PLN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3418, compared to 0.3543 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0125 points.

H1 Avg (Jan–Jun) 0.3418
H2 Avg (Jul–Dec) 0.3543

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0140 SGD (High: 0.3483 / Low: 0.3343). On the other end, October was the most stable month, with a tight range of 0.0043 SGD (High: 0.3566 / Low: 0.3524).

March Spread (Volatile) ±0.0140
October Spread (Stable) ±0.0043

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0051 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.3582) against the same month in 2024 (average: 0.3314), the exchange rate shifted by +0.0269 (+8.10%).

2025 Avg (December) 0.3582
2024 Avg (December) 0.3314

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3353 0.3288 0.3317
February 0.3393 0.3319 0.3356
March 0.3483 0.3343 0.3450
April 0.3519 0.3437 0.3484
May 0.3458 0.3398 0.3433
June 0.3529 0.3424 0.3469
July 0.3546 0.3466 0.3519
August 0.3528 0.3482 0.3515
September 0.3563 0.3516 0.3541
October 0.3566 0.3524 0.3550
November 0.3577 0.3524 0.3552
December 0.3601 0.3558 0.3582