2020 PLN to SGD Historical Review

YEARLY HIGH

0.3722 SGD

YEARLY LOW

0.3360 SGD

YEARLY AVERAGE

0.3543 SGD

2020 PLN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 0.3722. Conversely, the yearly low was recorded on May 9, dropping to 0.3360.

This high-to-low spread represents a total annual volatility of 0.0362 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3531 to the December average rate of 0.3622, the exchange rate registered a net change of 2.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3722 was up 2.16% compared to the 2019 peak of 0.3643, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 7,444 SGD

2019 Average 7,108 SGD

Yearly Trough Low 6,720 SGD

Transaction Impact: A difference of 724.11 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3707

0.3376

JanuMarcMayJulySeptNove

PLN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3493, compared to 0.3592 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0098 points.

H1 Avg (Jan–Jun) 0.3493

H2 Avg (Jul–Dec) 0.3592

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0268 SGD (High: 0.3657 / Low: 0.3388). On the other end, February was the most stable month, with a tight range of 0.0057 SGD (High: 0.3577 / Low: 0.3521).

March Spread (Volatile) ±0.0268

February Spread (Stable) ±0.0057

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0131 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0131

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.3679) against the same month in 2019 (average: 0.3545), the exchange rate shifted by +0.0134 (+3.78%).

2020 Avg (August) 0.3679

2019 Avg (August) 0.3545

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3570	0.3497	0.3531
February	0.3577	0.3521	0.3543
March	0.3657	0.3388	0.3535
April	0.3433	0.3374	0.3403
May	0.3532	0.3360	0.3419
June	0.3574	0.3497	0.3529
July	0.3693	0.3504	0.3574
August	0.3722	0.3659	0.3679
September	0.3697	0.3489	0.3599
October	0.3596	0.3449	0.3527
November	0.3576	0.3451	0.3549
December	0.3664	0.3552	0.3622