2014 PLN to SGD Historical Review

YEARLY HIGH

0.4203 SGD

YEARLY LOW

0.3684 SGD

YEARLY AVERAGE

0.4022 SGD

2014 PLN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PLN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 1, valuing the pair at 0.4203. Conversely, the yearly low was recorded on December 27, dropping to 0.3684.

This high-to-low spread represents a total annual volatility of 0.0519 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4151 to the December average rate of 0.3830, the exchange rate registered a net change of -7.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4203 was down 0.28% compared to the 2013 peak of 0.4215, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 8,406 SGD

2013 Average 7,924 SGD

Yearly Trough Low 7,369 SGD

Transaction Impact: A difference of 1,037.11 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4208

0.3795

JanuMarcMayJulySeptNove

PLN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4140, compared to 0.3904 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0236 points.

H1 Avg (Jan–Jun) 0.4140

H2 Avg (Jul–Dec) 0.3904

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0230 SGD (High: 0.3914 / Low: 0.3684). On the other end, April was the most stable month, with a tight range of 0.0040 SGD (High: 0.4166 / Low: 0.4126).

December Spread (Volatile) ±0.0230

April Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0097 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0097

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 0.4173) against the same month in 2013 (average: 0.3888), the exchange rate shifted by +0.0286 (+7.35%).

2014 Avg (March) 0.4173

2013 Avg (March) 0.3888

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4186	0.4061	0.4151
February	0.4196	0.4049	0.4144
March	0.4203	0.4147	0.4173
April	0.4166	0.4126	0.4142
May	0.4147	0.4089	0.4114
June	0.4170	0.4073	0.4114
July	0.4108	0.4001	0.4061
August	0.4007	0.3896	0.3964
September	0.3919	0.3857	0.3888
October	0.3877	0.3812	0.3843
November	0.3887	0.3797	0.3837
December	0.3914	0.3684	0.3830