2021 PLN to SGD Historical Review

YEARLY HIGH

0.3624 SGD

YEARLY LOW

0.3258 SGD

YEARLY AVERAGE

0.3483 SGD

2021 PLN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 2, valuing the pair at 0.3624. Conversely, the yearly low was recorded on November 22, dropping to 0.3258.

This high-to-low spread represents a total annual volatility of 0.0365 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3558 to the December average rate of 0.3340, the exchange rate registered a net change of -6.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3624 was down 2.64% compared to the 2020 peak of 0.3722, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 7,247 SGD

2020 Average 7,086 SGD

Yearly Trough Low 6,517 SGD

Transaction Impact: A difference of 730.45 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3596

0.3305

JanuMarcMayJulySeptNove

PLN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3540, compared to 0.3427 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0113 points.

H1 Avg (Jan–Jun) 0.3540

H2 Avg (Jul–Dec) 0.3427

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0155 SGD (High: 0.3413 / Low: 0.3258). On the other end, February was the most stable month, with a tight range of 0.0036 SGD (High: 0.3590 / Low: 0.3555).

November Spread (Volatile) ±0.0155

February Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0099 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0099

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.3565) against the same month in 2020 (average: 0.3529), the exchange rate shifted by +0.0036 (+1.03%).

2021 Avg (June) 0.3565

2020 Avg (June) 0.3529

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3596	0.3521	0.3558
February	0.3590	0.3555	0.3572
March	0.3541	0.3391	0.3472
April	0.3525	0.3440	0.3501
May	0.3622	0.3504	0.3569
June	0.3624	0.3504	0.3565
July	0.3545	0.3486	0.3514
August	0.3524	0.3469	0.3491
September	0.3536	0.3410	0.3473
October	0.3451	0.3383	0.3412
November	0.3413	0.3258	0.3330
December	0.3377	0.3318	0.3340