2012 RWF to HRK Historical Review

YEARLY HIGH

0.0102 HRK

YEARLY LOW

0.0091 HRK

YEARLY AVERAGE

0.0096 HRK

2012 RWF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the RWF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.0102. Conversely, the yearly low was recorded on December 26, dropping to 0.0091.

This high-to-low spread represents a total annual volatility of 0.0011 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0098 to the December average rate of 0.0092, the exchange rate registered a net change of -5.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0102 was up 4.34% compared to the 2011 peak of 0.0097, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RWF based on timing:

Yearly Peak High 51 HRK

2011 Average 45 HRK

Yearly Trough Low 45 HRK

Transaction Impact: A difference of 5.35 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0101

0.0091

JanuMarcMayJulySeptNove

RWF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0097, compared to 0.0096 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0097

H2 Avg (Jul–Dec) 0.0096

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0007 HRK (High: 0.0101 / Low: 0.0094). On the other end, October was the most stable month, with a tight range of 0.0002 HRK (High: 0.0094 / Low: 0.0092).

May Spread (Volatile) ±0.0007

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0100) against the same month in 2011 (average: 0.0087), the exchange rate shifted by +0.0013 (+15.08%).

2012 Avg (July) 0.0100

2011 Avg (July) 0.0087

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0100	0.0096	0.0098
February	0.0097	0.0093	0.0095
March	0.0096	0.0093	0.0095
April	0.0095	0.0093	0.0094
May	0.0101	0.0094	0.0098
June	0.0101	0.0098	0.0100
July	0.0102	0.0098	0.0100
August	0.0100	0.0097	0.0099
September	0.0097	0.0092	0.0094
October	0.0094	0.0092	0.0093
November	0.0096	0.0093	0.0095
December	0.0094	0.0091	0.0092