2014 RWF to HRK Historical Review

YEARLY HIGH

0.0092 HRK

YEARLY LOW

0.0080 HRK

YEARLY AVERAGE

0.0084 HRK

2014 RWF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the RWF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0092. Conversely, the yearly low was recorded on May 7, dropping to 0.0080.

This high-to-low spread represents a total annual volatility of 0.0012 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0083 to the December average rate of 0.0090, the exchange rate registered a net change of 9.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0092 was down 1.73% compared to the 2013 peak of 0.0093, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RWF based on timing:

Yearly Peak High 46 HRK

2013 Average 44 HRK

Yearly Trough Low 40 HRK

Transaction Impact: A difference of 5.80 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0091

0.0080

JanuMarcMayJulySeptNove

RWF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0082, compared to 0.0086 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0082

H2 Avg (Jul–Dec) 0.0086

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0004 HRK (High: 0.0088 / Low: 0.0084). On the other end, June was the most stable month, with a tight range of 0.0001 HRK (High: 0.0082 / Low: 0.0081).

September Spread (Volatile) ±0.0004

June Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0001 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0090) against the same month in 2013 (average: 0.0083), the exchange rate shifted by +0.0007 (+8.97%).

2014 Avg (December) 0.0090

2013 Avg (December) 0.0083

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0083	0.0082	0.0083
February	0.0083	0.0082	0.0083
March	0.0082	0.0081	0.0081
April	0.0082	0.0081	0.0081
May	0.0082	0.0080	0.0081
June	0.0082	0.0081	0.0082
July	0.0083	0.0081	0.0082
August	0.0084	0.0082	0.0083
September	0.0088	0.0084	0.0086
October	0.0088	0.0087	0.0088
November	0.0090	0.0088	0.0089
December	0.0092	0.0089	0.0090