2019 RWF to HRK Historical Review

YEARLY HIGH

0.0075 HRK

YEARLY LOW

0.0070 HRK

YEARLY AVERAGE

0.0073 HRK

2019 RWF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the RWF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 0.0075. Conversely, the yearly low was recorded on December 31, dropping to 0.0070.

This high-to-low spread represents a total annual volatility of 0.0005 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0073 to the December average rate of 0.0072, the exchange rate registered a net change of -2.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0075 was down 0.91% compared to the 2018 peak of 0.0076, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RWF based on timing:

Yearly Peak High 38 HRK

2018 Average 36 HRK

Yearly Trough Low 35 HRK

Transaction Impact: A difference of 2.32 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0073

0.0072

JanuMarcMayJulySeptNove

RWF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0073, compared to 0.0072 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0073

H2 Avg (Jul–Dec) 0.0072

Volatility Range Comparison

Volatility

The most volatile month in 2019 was March, with a trading range of 0.0003 HRK (High: 0.0075 / Low: 0.0072). On the other end, November was the most stable month, with a tight range of 0.0001 HRK (High: 0.0073 / Low: 0.0072).

March Spread (Volatile) ±0.0003

November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0001 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2019: 0.0073) against the same month in 2018 (average: 0.0070), the exchange rate shifted by +0.0003 (+4.48%).

2019 Avg (March) 0.0073

2018 Avg (March) 0.0070

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0075	0.0072	0.0073
February	0.0074	0.0072	0.0073
March	0.0075	0.0072	0.0073
April	0.0074	0.0073	0.0073
May	0.0074	0.0073	0.0073
June	0.0073	0.0071	0.0072
July	0.0073	0.0071	0.0072
August	0.0073	0.0072	0.0073
September	0.0073	0.0072	0.0073
October	0.0074	0.0072	0.0073
November	0.0073	0.0072	0.0072
December	0.0073	0.0070	0.0072