2016 RWF to HRK Historical Review

YEARLY HIGH

0.0095 HRK

YEARLY LOW

0.0082 HRK

YEARLY AVERAGE

0.0087 HRK

2016 RWF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the RWF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.0095. Conversely, the yearly low was recorded on October 3, dropping to 0.0082.

This high-to-low spread represents a total annual volatility of 0.0012 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0094 to the December average rate of 0.0087, the exchange rate registered a net change of -7.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0095 was down 8.96% compared to the 2015 peak of 0.0104, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RWF based on timing:

Yearly Peak High 47 HRK

2015 Average 48 HRK

Yearly Trough Low 41 HRK

Transaction Impact: A difference of 6.21 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0095

0.0082

JanuMarcMayJulySeptNove

RWF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0089, compared to 0.0085 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0089

H2 Avg (Jul–Dec) 0.0085

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0008 HRK (High: 0.0092 / Low: 0.0083). On the other end, September was the most stable month, with a tight range of 0.0001 HRK (High: 0.0084 / Low: 0.0083).

June Spread (Volatile) ±0.0008

September Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0094) against the same month in 2015 (average: 0.0096), the exchange rate shifted by -0.0002 (-1.63%).

2016 Avg (January) 0.0094

2015 Avg (January) 0.0096

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0095	0.0093	0.0094
February	0.0094	0.0090	0.0091
March	0.0092	0.0088	0.0090
April	0.0088	0.0085	0.0087
May	0.0090	0.0086	0.0087
June	0.0092	0.0083	0.0088
July	0.0090	0.0086	0.0088
August	0.0086	0.0083	0.0084
September	0.0084	0.0083	0.0083
October	0.0086	0.0082	0.0084
November	0.0087	0.0083	0.0085
December	0.0088	0.0086	0.0087