2013 RWF to HRK Historical Review

YEARLY HIGH

0.0093 HRK

YEARLY LOW

0.0081 HRK

YEARLY AVERAGE

0.0088 HRK

2013 RWF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the RWF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 31, valuing the pair at 0.0093. Conversely, the yearly low was recorded on December 29, dropping to 0.0081.

This high-to-low spread represents a total annual volatility of 0.0012 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0091 to the December average rate of 0.0083, the exchange rate registered a net change of -9.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0093 was down 8.21% compared to the 2012 peak of 0.0102, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RWF based on timing:

Yearly Peak High 47 HRK

2012 Average 48 HRK

Yearly Trough Low 41 HRK

Transaction Impact: A difference of 6.00 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0093

0.0082

JanuMarcMayJulySeptNove

RWF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0091, compared to 0.0085 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0091

H2 Avg (Jul–Dec) 0.0085

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.0005 HRK (High: 0.0088 / Low: 0.0084). On the other end, August was the most stable month, with a tight range of 0.0002 HRK (High: 0.0088 / Low: 0.0086).

September Spread (Volatile) ±0.0005

August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0003 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 0.0092) against the same month in 2012 (average: 0.0095), the exchange rate shifted by -0.0003 (-3.22%).

2013 Avg (March) 0.0092

2012 Avg (March) 0.0095

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0093	0.0089	0.0091
February	0.0091	0.0089	0.0091
March	0.0093	0.0090	0.0092
April	0.0093	0.0090	0.0091
May	0.0091	0.0089	0.0090
June	0.0090	0.0086	0.0088
July	0.0090	0.0087	0.0088
August	0.0088	0.0086	0.0087
September	0.0088	0.0084	0.0086
October	0.0084	0.0082	0.0083
November	0.0085	0.0083	0.0084
December	0.0084	0.0081	0.0083