2022 RWF to HRK Historical Review

YEARLY HIGH

0.0075 HRK

YEARLY LOW

0.0063 HRK

YEARLY AVERAGE

0.0069 HRK

2022 RWF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the RWF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.0075. Conversely, the yearly low was recorded on January 13, dropping to 0.0063.

This high-to-low spread represents a total annual volatility of 0.0011 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0065 to the December average rate of 0.0067, the exchange rate registered a net change of 2.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0075 was up 11.85% compared to the 2021 peak of 0.0067, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RWF based on timing:

Yearly Peak High 37 HRK

2021 Average 32 HRK

Yearly Trough Low 32 HRK

Transaction Impact: A difference of 5.73 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0074

0.0064

JanuMarcMayJulySeptNove

RWF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0067, compared to 0.0071 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0067

H2 Avg (Jul–Dec) 0.0071

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0006 HRK (High: 0.0073 / Low: 0.0067). On the other end, December was the most stable month, with a tight range of 0.0002 HRK (High: 0.0067 / Low: 0.0066).

November Spread (Volatile) ±0.0006

December Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0003 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.0073) against the same month in 2021 (average: 0.0063), the exchange rate shifted by +0.0010 (+15.24%).

2022 Avg (September) 0.0073

2021 Avg (September) 0.0063

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0066	0.0063	0.0065
February	0.0067	0.0063	0.0065
March	0.0068	0.0067	0.0067
April	0.0071	0.0067	0.0068
May	0.0071	0.0068	0.0070
June	0.0071	0.0068	0.0069
July	0.0073	0.0071	0.0072
August	0.0073	0.0070	0.0072
September	0.0075	0.0072	0.0073
October	0.0074	0.0071	0.0073
November	0.0073	0.0067	0.0069
December	0.0067	0.0066	0.0067