2020 RWF to HRK Historical Review

YEARLY HIGH

0.0076 HRK

YEARLY LOW

0.0062 HRK

YEARLY AVERAGE

0.0069 HRK

2020 RWF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RWF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 0.0076. Conversely, the yearly low was recorded on December 30, dropping to 0.0062.

This high-to-low spread represents a total annual volatility of 0.0014 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0071 to the December average rate of 0.0063, the exchange rate registered a net change of -11.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0076 was up 1.27% compared to the 2019 peak of 0.0075, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RWF based on timing:

Yearly Peak High 38 HRK

2019 Average 36 HRK

Yearly Trough Low 31 HRK

Transaction Impact: A difference of 6.93 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0075

0.0062

JanuMarcMayJulySeptNove

RWF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0072, compared to 0.0066 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0072

H2 Avg (Jul–Dec) 0.0066

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0007 HRK (High: 0.0076 / Low: 0.0069). On the other end, December was the most stable month, with a tight range of 0.0001 HRK (High: 0.0063 / Low: 0.0062).

March Spread (Volatile) ±0.0007

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0003 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0072) against the same month in 2019 (average: 0.0073), the exchange rate shifted by -0.0001 (-1.11%).

2020 Avg (March) 0.0072

2019 Avg (March) 0.0073

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0072	0.0070	0.0071
February	0.0074	0.0071	0.0073
March	0.0076	0.0069	0.0072
April	0.0075	0.0073	0.0074
May	0.0075	0.0072	0.0074
June	0.0072	0.0070	0.0071
July	0.0071	0.0066	0.0069
August	0.0067	0.0065	0.0066
September	0.0068	0.0065	0.0066
October	0.0068	0.0065	0.0066
November	0.0067	0.0064	0.0065
December	0.0063	0.0062	0.0063