2012 SAR to JMD Historical Review

YEARLY HIGH

24.6681 JMD

YEARLY LOW

22.8761 JMD

YEARLY AVERAGE

23.5599 JMD

2012 SAR to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SAR to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 24.6681. Conversely, the yearly low was recorded on January 4, dropping to 22.8761.

This high-to-low spread represents a total annual volatility of 1.7920 JMD. From a start-to-finish perspective, comparing the January average rate of 22.9754 to the December average rate of 24.5163, the exchange rate registered a net change of 6.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 24.6681 was up 6.10% compared to the 2011 peak of 23.2504, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 123,340 JMD

2011 Average 114,536 JMD

Yearly Trough Low 114,380 JMD

Transaction Impact: A difference of 8,959.85 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

24.6704

22.8213

JanuMarcMayJulySeptNove

SAR to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 23.1387, compared to 23.9811 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8424 points.

H1 Avg (Jan–Jun) 23.1387

H2 Avg (Jul–Dec) 23.9811

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.4171 JMD (High: 24.1713 / Low: 23.7542). On the other end, April was the most stable month, with a tight range of 0.1148 JMD (High: 23.1792 / Low: 23.0644).

October Spread (Volatile) ±0.4171

April Spread (Stable) ±0.1148

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 24.5163) against the same month in 2011 (average: 22.9948), the exchange rate shifted by +1.5215 (+6.62%).

2012 Avg (December) 24.5163

2011 Avg (December) 22.9948

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	23.0779	22.8761	22.9754
February	23.1471	22.9356	23.0162
March	23.2393	22.9829	23.0981
April	23.1792	23.0644	23.1090
May	23.3521	23.0817	23.2157
June	23.5825	23.2861	23.4177
July	23.7437	23.4087	23.6074
August	23.8243	23.6412	23.7659
September	23.9052	23.7031	23.8072
October	24.1713	23.7542	23.9869
November	24.3209	24.1444	24.2029
December	24.6681	24.3069	24.5163