YEARLY HIGH
42.9856 JMD
YEARLY LOW
41.3917 JMD
YEARLY AVERAGE
42.4165 JMD

2025 SAR to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SAR to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 18, valuing the pair at 42.9856. Conversely, the yearly low was recorded on January 4, dropping to 41.3917.

This high-to-low spread represents a total annual volatility of 1.5939 JMD. From a start-to-finish perspective, comparing the January average rate of 41.8311 to the December average rate of 42.6388, the exchange rate registered a net change of 1.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 42.9856 was up 1.17% compared to the 2024 peak of 42.4871, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 214,928 JMD
2024 Average 208,369 JMD
Yearly Trough Low 206,959 JMD
Transaction Impact: A difference of 7,969.59 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

42.8881
41.7278
JanuMarcMayJulySeptNove

SAR to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 42.1394, compared to 42.6935 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5542 points.

H1 Avg (Jan–Jun) 42.1394
H2 Avg (Jul–Dec) 42.6935

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 1.0721 JMD (High: 42.7109 / Low: 41.6388). On the other end, May was the most stable month, with a tight range of 0.2580 JMD (High: 42.5565 / Low: 42.2985).

February Spread (Volatile) ±1.0721
May Spread (Stable) ±0.2580

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2585 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.2585

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2025: 42.7914) against the same month in 2024 (average: 42.1751), the exchange rate shifted by +0.6163 (+1.46%).

2025 Avg (October) 42.7914
2024 Avg (October) 42.1751

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 42.1722 41.3917 41.8311
February 42.7109 41.6388 42.0829
March 42.1122 41.4776 41.8245
April 42.3101 41.9672 42.1198
May 42.5565 42.2985 42.3942
June 42.7948 42.3565 42.5838
July 42.8352 42.4371 42.6326
August 42.7704 42.1038 42.6186
September 42.9782 42.4601 42.6978
October 42.9856 42.6096 42.7914
November 42.9379 42.5663 42.7819
December 42.8159 42.4024 42.6388