2015 SAR to JMD Historical Review

YEARLY HIGH

32.0491 JMD

YEARLY LOW

30.4387 JMD

YEARLY AVERAGE

31.1319 JMD

2015 SAR to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SAR to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 24, valuing the pair at 32.0491. Conversely, the yearly low was recorded on January 5, dropping to 30.4387.

This high-to-low spread represents a total annual volatility of 1.6104 JMD. From a start-to-finish perspective, comparing the January average rate of 30.6070 to the December average rate of 31.9147, the exchange rate registered a net change of 4.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 32.0491 was up 5.09% compared to the 2014 peak of 30.4956, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 160,245 JMD

2014 Average 147,840 JMD

Yearly Trough Low 152,193 JMD

Transaction Impact: A difference of 8,051.95 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

32.0476

30.4533

JanuMarcMayJulySeptNove

SAR to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 30.7256, compared to 31.5382 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8126 points.

H1 Avg (Jan–Jun) 30.7256

H2 Avg (Jul–Dec) 31.5382

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.5588 JMD (High: 31.3503 / Low: 30.7915). On the other end, February was the most stable month, with a tight range of 0.1766 JMD (High: 30.8979 / Low: 30.7213).

August Spread (Volatile) ±0.5588

February Spread (Stable) ±0.1766

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1123 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.1123

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 31.7877) against the same month in 2014 (average: 29.9745), the exchange rate shifted by +1.8132 (+6.05%).

2015 Avg (October) 31.7877

2014 Avg (October) 29.9745

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	30.8058	30.4387	30.6070
February	30.8979	30.7213	30.7905
March	30.8246	30.5087	30.6985
April	30.7087	30.4750	30.5862
May	30.9765	30.6020	30.8030
June	30.9696	30.7643	30.8682
July	31.0839	30.8065	30.9639
August	31.3503	30.7915	31.2091
September	31.6375	31.3561	31.5322
October	32.0491	31.6109	31.7877
November	31.9345	31.6257	31.8215
December	32.0372	31.5568	31.9147