2014 SAR to JMD Historical Review

YEARLY HIGH

30.4956 JMD

YEARLY LOW

28.2443 JMD

YEARLY AVERAGE

29.5626 JMD

2014 SAR to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SAR to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 30.4956. Conversely, the yearly low was recorded on January 12, dropping to 28.2443.

This high-to-low spread represents a total annual volatility of 2.2513 JMD. From a start-to-finish perspective, comparing the January average rate of 28.3678 to the December average rate of 30.3595, the exchange rate registered a net change of 7.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 30.4956 was up 7.51% compared to the 2013 peak of 28.3657, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 152,478 JMD

2013 Average 133,036 JMD

Yearly Trough Low 141,221 JMD

Transaction Impact: A difference of 11,256.36 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

30.5587

28.1686

JanuMarcMayJulySeptNove

SAR to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 29.0610, compared to 30.0641 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0031 points.

H1 Avg (Jan–Jun) 29.0610

H2 Avg (Jul–Dec) 30.0641

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.3919 JMD (High: 29.1676 / Low: 28.7757). On the other end, August was the most stable month, with a tight range of 0.1254 JMD (High: 30.0877 / Low: 29.9623).

March Spread (Volatile) ±0.3919

August Spread (Stable) ±0.1254

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0489 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0489

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 30.3595) against the same month in 2013 (average: 27.8650), the exchange rate shifted by +2.4945 (+8.95%).

2014 Avg (December) 30.3595

2013 Avg (December) 27.8650

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	28.5962	28.2443	28.3678
February	28.7927	28.5376	28.6658
March	29.1676	28.7757	28.9892
April	29.2871	29.1175	29.2137
May	29.6055	29.2465	29.4628
June	29.7894	29.5200	29.6669
July	30.0528	29.7776	29.9503
August	30.0877	29.9623	30.0077
September	30.1914	29.9453	30.0233
October	30.1295	29.7914	29.9745
November	30.2093	29.9239	30.0694
December	30.4956	30.1964	30.3595