2021 SAR to JMD Historical Review

YEARLY HIGH

41.6123 JMD

YEARLY LOW

37.8381 JMD

YEARLY AVERAGE

40.1571 JMD

2021 SAR to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 41.6123. Conversely, the yearly low was recorded on January 6, dropping to 37.8381.

This high-to-low spread represents a total annual volatility of 3.7742 JMD. From a start-to-finish perspective, comparing the January average rate of 38.4354 to the December average rate of 41.1383, the exchange rate registered a net change of 7.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 41.6123 was up 3.62% compared to the 2020 peak of 40.1592, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 208,062 JMD

2020 Average 189,148 JMD

Yearly Trough Low 189,191 JMD

Transaction Impact: A difference of 18,871.24 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

41.7429

38.1347

JanuMarcMayJulySeptNove

SAR to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 39.6035, compared to 40.7108 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1073 points.

H1 Avg (Jan–Jun) 39.6035

H2 Avg (Jul–Dec) 40.7108

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 2.1896 JMD (High: 41.0517 / Low: 38.8620). On the other end, November was the most stable month, with a tight range of 0.4077 JMD (High: 41.6123 / Low: 41.2047).

April Spread (Volatile) ±2.1896

November Spread (Stable) ±0.4077

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.2046 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.2046

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 41.4422) against the same month in 2020 (average: 39.1836), the exchange rate shifted by +2.2586 (+5.76%).

2021 Avg (November) 41.4422

2020 Avg (November) 39.1836

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	39.0450	37.8381	38.4354
February	40.3882	39.1151	39.9360
March	40.2732	38.7244	39.3039
April	41.0517	38.8620	39.8728
May	41.1181	39.6818	40.1866
June	40.1218	39.5329	39.8861
July	41.4364	39.6485	40.7427
August	41.3463	40.3440	41.0351
September	40.3919	39.2866	39.8304
October	41.1714	39.0095	40.0759
November	41.6123	41.2047	41.4422
December	41.4852	40.8820	41.1383