2022 SAR to JMD Historical Review

YEARLY HIGH

42.0635 JMD

YEARLY LOW

39.4471 JMD

YEARLY AVERAGE

40.8669 JMD

2022 SAR to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SAR to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 13, valuing the pair at 42.0635. Conversely, the yearly low was recorded on September 18, dropping to 39.4471.

This high-to-low spread represents a total annual volatility of 2.6165 JMD. From a start-to-finish perspective, comparing the January average rate of 41.2917 to the December average rate of 40.7607, the exchange rate registered a net change of -1.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 42.0635 was up 1.08% compared to the 2021 peak of 41.6123, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 210,318 JMD

2021 Average 200,789 JMD

Yearly Trough Low 197,235 JMD

Transaction Impact: A difference of 13,082.34 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

41.8122

40.1613

JanuMarcMayJulySeptNove

SAR to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 41.1695, compared to 40.5643 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6052 points.

H1 Avg (Jan–Jun) 41.1695

H2 Avg (Jul–Dec) 40.5643

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 1.2332 JMD (High: 40.6802 / Low: 39.4471). On the other end, May was the most stable month, with a tight range of 0.4216 JMD (High: 41.4083 / Low: 40.9866).

September Spread (Volatile) ±1.2332

May Spread (Stable) ±0.4216

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.7528 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.7528

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 41.6747) against the same month in 2021 (average: 39.9360), the exchange rate shifted by +1.7387 (+4.35%).

2022 Avg (February) 41.6747

2021 Avg (February) 39.9360

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	41.6728	40.9353	41.2917
February	42.0635	41.0538	41.6747
March	41.4250	40.5688	40.9218
April	41.6332	40.8595	41.2064
May	41.4083	40.9866	41.2306
June	41.1734	40.1203	40.6918
July	40.9429	39.9777	40.3830
August	40.7934	40.0357	40.4089
September	40.6802	39.4471	40.2989
October	41.0314	40.2538	40.6505
November	41.0515	40.4569	40.8838
December	40.9578	40.3619	40.7607