2020 SAR to JMD Historical Review

YEARLY HIGH

40.1592 JMD

YEARLY LOW

34.9139 JMD

YEARLY AVERAGE

37.8275 JMD

2020 SAR to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 40.1592. Conversely, the yearly low was recorded on January 5, dropping to 34.9139.

This high-to-low spread represents a total annual volatility of 5.2454 JMD. From a start-to-finish perspective, comparing the January average rate of 35.8715 to the December average rate of 38.3132, the exchange rate registered a net change of 6.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 40.1592 was up 6.72% compared to the 2019 peak of 37.6318, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 200,796 JMD

2019 Average 178,031 JMD

Yearly Trough Low 174,569 JMD

Transaction Impact: A difference of 26,226.91 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

40.1286

35.4845

JanuMarcMayJulySeptNove

SAR to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.9435, compared to 38.7115 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.7679 points.

H1 Avg (Jan–Jun) 36.9435

H2 Avg (Jul–Dec) 38.7115

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 2.2774 JMD (High: 37.1912 / Low: 34.9139). On the other end, November was the most stable month, with a tight range of 0.8161 JMD (High: 39.4980 / Low: 38.6819).

January Spread (Volatile) ±2.2774

November Spread (Stable) ±0.8161

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.3899 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.3899

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 39.7416) against the same month in 2019 (average: 35.9806), the exchange rate shifted by +3.7610 (+10.45%).

2020 Avg (August) 39.7416

2019 Avg (August) 35.9806

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	37.1912	34.9139	35.8715
February	37.7295	36.5675	37.2798
March	36.5687	35.4954	36.0061
April	37.6882	35.6254	36.5826
May	39.1469	37.4513	38.4103
June	38.0865	37.1381	37.5109
July	39.2761	37.0610	38.1658
August	40.1592	39.2358	39.7416
September	39.5195	37.7137	38.3516
October	38.9825	37.7174	38.5130
November	39.4980	38.6819	39.1836
December	39.0382	37.8515	38.3132