2014 SAR to NPR Historical Review

YEARLY HIGH

27.1450 NPR

YEARLY LOW

24.9466 NPR

YEARLY AVERAGE

26.0665 NPR

2014 SAR to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SAR to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 27.1450. Conversely, the yearly low was recorded on May 25, dropping to 24.9466.

This high-to-low spread represents a total annual volatility of 2.1984 NPR. From a start-to-finish perspective, comparing the January average rate of 26.4936 to the December average rate of 26.7550, the exchange rate registered a net change of 0.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 27.1450 was down 5.07% compared to the 2013 peak of 28.5954, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 135,725 NPR

2013 Average 124,873 NPR

Yearly Trough Low 124,733 NPR

Transaction Impact: A difference of 10,992.00 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

26.8905

25.2645

JanuMarcMayJulySeptNove

SAR to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25.9615, compared to 26.1715 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2100 points.

H1 Avg (Jan–Jun) 25.9615

H2 Avg (Jul–Dec) 26.1715

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 1.0121 NPR (High: 26.5156 / Low: 25.5035). On the other end, July was the most stable month, with a tight range of 0.2264 NPR (High: 25.7684 / Low: 25.5420).

March Spread (Volatile) ±1.0121

July Spread (Stable) ±0.2264

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4967 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.4967

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 26.7550) against the same month in 2013 (average: 26.4019), the exchange rate shifted by +0.3531 (+1.34%).

2014 Avg (December) 26.7550

2013 Avg (December) 26.4019

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	26.9090	26.2559	26.4936
February	26.7915	26.4008	26.5565
March	26.5156	25.5035	26.0598
April	26.0222	25.4974	25.7702
May	25.7542	24.9466	25.4000
June	25.7216	25.2393	25.4888
July	25.7684	25.5420	25.6546
August	26.1817	25.8475	26.0050
September	26.3374	25.7525	26.0130
October	26.4264	25.9883	26.2340
November	26.4882	26.2488	26.3675
December	27.1450	26.2930	26.7550