2020 SAR to NPR Historical Review

YEARLY HIGH

32.7813 NPR

YEARLY LOW

30.1406 NPR

YEARLY AVERAGE

31.5788 NPR

2020 SAR to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 32.7813. Conversely, the yearly low was recorded on January 12, dropping to 30.1406.

This high-to-low spread represents a total annual volatility of 2.6407 NPR. From a start-to-finish perspective, comparing the January average rate of 30.3799 to the December average rate of 31.4006, the exchange rate registered a net change of 3.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 32.7813 was up 6.24% compared to the 2019 peak of 30.8573, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 163,907 NPR

2019 Average 150,075 NPR

Yearly Trough Low 150,703 NPR

Transaction Impact: A difference of 13,203.50 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

32.5991

30.1781

JanuMarcMayJulySeptNove

SAR to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.5691, compared to 31.5884 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0193 points.

H1 Avg (Jan–Jun) 31.5691

H2 Avg (Jul–Dec) 31.5884

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.7272 NPR (High: 32.5212 / Low: 30.7940). On the other end, November was the most stable month, with a tight range of 0.3493 NPR (High: 31.8526 / Low: 31.5033).

March Spread (Volatile) ±1.7272

November Spread (Stable) ±0.3493

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.4947 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4947

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 32.3974) against the same month in 2019 (average: 29.6536), the exchange rate shifted by +2.7438 (+9.25%).

2020 Avg (April) 32.3974

2019 Avg (April) 29.6536

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	30.6376	30.1406	30.3799
February	30.7931	30.3279	30.4789
March	32.5212	30.7940	31.6695
April	32.7813	32.0513	32.3974
May	32.3679	31.7643	32.1980
June	32.4688	32.0334	32.2910
July	32.2515	31.8003	31.9645
August	32.0451	31.2688	31.8078
September	31.4647	30.9876	31.3131
October	31.8021	31.1798	31.3687
November	31.8526	31.5033	31.6759
December	31.5527	31.1593	31.4006