2021 SAR to NPR Historical Review

YEARLY HIGH

32.5591 NPR

YEARLY LOW

30.8028 NPR

YEARLY AVERAGE

31.5072 NPR

2021 SAR to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 32.5591. Conversely, the yearly low was recorded on March 23, dropping to 30.8028.

This high-to-low spread represents a total annual volatility of 1.7563 NPR. From a start-to-finish perspective, comparing the January average rate of 31.1841 to the December average rate of 32.1167, the exchange rate registered a net change of 2.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 32.5591 was down 0.68% compared to the 2020 peak of 32.7813, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 162,795 NPR

2020 Average 157,905 NPR

Yearly Trough Low 154,014 NPR

Transaction Impact: A difference of 8,781.54 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

32.2281

30.8915

JanuMarcMayJulySeptNove

SAR to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.2536, compared to 31.7609 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5073 points.

H1 Avg (Jan–Jun) 31.2536

H2 Avg (Jul–Dec) 31.7609

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.9961 NPR (High: 32.1598 / Low: 31.1637). On the other end, July was the most stable month, with a tight range of 0.2086 NPR (High: 31.8847 / Low: 31.6761).

April Spread (Volatile) ±0.9961

July Spread (Stable) ±0.2086

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.4699 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4699

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 32.1167) against the same month in 2020 (average: 31.4006), the exchange rate shifted by +0.7161 (+2.28%).

2021 Avg (December) 32.1167

2020 Avg (December) 31.4006

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	31.3205	31.0299	31.1841
February	31.1994	30.8473	31.0029
March	31.3956	30.8028	31.0079
April	32.1598	31.1637	31.7054
May	31.7633	30.9151	31.2354
June	31.7146	31.0566	31.3859
July	31.8847	31.6761	31.7626
August	31.7579	31.0970	31.6273
September	31.6526	31.1453	31.3668
October	32.1921	31.6212	31.9382
November	32.0313	31.5509	31.7537
December	32.5591	31.6964	32.1167