2015 SAR to NPR Historical Review

YEARLY HIGH

28.5744 NPR

YEARLY LOW

26.0676 NPR

YEARLY AVERAGE

27.3534 NPR

2015 SAR to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SAR to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 28.5744. Conversely, the yearly low was recorded on January 27, dropping to 26.0676.

This high-to-low spread represents a total annual volatility of 2.5068 NPR. From a start-to-finish perspective, comparing the January average rate of 26.5591 to the December average rate of 28.3055, the exchange rate registered a net change of 6.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 28.5744 was up 5.27% compared to the 2014 peak of 27.1450, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 142,872 NPR

2014 Average 130,321 NPR

Yearly Trough Low 130,338 NPR

Transaction Impact: A difference of 12,533.90 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

28.4902

26.2739

JanuMarcMayJulySeptNove

SAR to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 26.7934, compared to 27.9134 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1200 points.

H1 Avg (Jan–Jun) 26.7934

H2 Avg (Jul–Dec) 27.9134

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 1.1761 NPR (High: 28.3780 / Low: 27.2019). On the other end, June was the most stable month, with a tight range of 0.2761 NPR (High: 27.3907 / Low: 27.1147).

August Spread (Volatile) ±1.1761

June Spread (Stable) ±0.2761

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.4387 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4387

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 28.3055) against the same month in 2014 (average: 26.7550), the exchange rate shifted by +1.5505 (+5.80%).

2015 Avg (December) 28.3055

2014 Avg (December) 26.7550

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	27.1214	26.0676	26.5591
February	26.5931	26.2633	26.4586
March	26.9093	26.3835	26.6716
April	26.9928	26.4133	26.6693
May	27.4008	26.8215	27.1702
June	27.3907	27.1147	27.2315
July	27.3597	27.0382	27.1478
August	28.3780	27.2019	27.7390
September	28.4315	28.0027	28.2572
October	28.1099	27.6162	27.8186
November	28.4376	27.8979	28.2123
December	28.5744	27.8985	28.3055