YEARLY HIGH
41.1442 NPR
YEARLY LOW
38.3534 NPR
YEARLY AVERAGE
39.9088 NPR

2026 SAR to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SAR to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 41.1442. Conversely, the yearly low was recorded on January 8, dropping to 38.3534.

This high-to-low spread represents a total annual volatility of 2.7908 NPR. From a start-to-finish perspective, comparing the January average rate of 38.7236 to the December average rate of 40.6053, the exchange rate registered a net change of 4.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 41.1442 was up 6.15% compared to the 2025 peak of 38.7592, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 205,721 NPR
2025 Average 185,731 NPR
Yearly Trough Low 191,767 NPR
Transaction Impact: A difference of 13,954.02 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

41.0157
38.4954
JanuMarcMayJuly

SAR to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 39.6432, compared to 40.7055 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0623 points.

H1 Avg (Jan–Jun) 39.6432
H2 Avg (Jul–Dec) 40.7055

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 1.6755 NPR (High: 40.5477 / Low: 38.8722). On the other end, August was the most stable month, with a tight range of 0.0000 NPR (High: 40.6053 / Low: 40.6053).

March Spread (Volatile) ±1.6755
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2717 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2717

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 40.8057) against the same month in 2025 (average: 36.6970), the exchange rate shifted by +4.1087 (+11.20%).

2026 Avg (July) 40.8057
2025 Avg (July) 36.6970

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 39.4735 38.3534 38.7236
February 39.4015 38.5312 38.7054
March 40.5477 38.8722 39.5284
April 40.4541 39.3368 39.7729
May 40.9854 40.4812 40.7004
June 40.7908 40.0890 40.4286
July 41.1442 40.3175 40.8057
August 40.6053 40.6053 40.6053