YEARLY HIGH
38.7592 NPR
YEARLY LOW
36.0757 NPR
YEARLY AVERAGE
37.1460 NPR

2025 SAR to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SAR to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 38.7592. Conversely, the yearly low was recorded on March 30, dropping to 36.0757.

This high-to-low spread represents a total annual volatility of 2.6835 NPR. From a start-to-finish perspective, comparing the January average rate of 36.7696 to the December average rate of 38.3874, the exchange rate registered a net change of 4.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 38.7592 was up 6.20% compared to the 2024 peak of 36.4948, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 193,796 NPR
2024 Average 178,355 NPR
Yearly Trough Low 180,379 NPR
Transaction Impact: A difference of 13,417.45 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

38.5944
36.1108
JanuMarcMayJulySeptNove

SAR to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.6965, compared to 37.5956 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8991 points.

H1 Avg (Jan–Jun) 36.6965
H2 Avg (Jul–Dec) 37.5956

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 1.2945 NPR (High: 37.3703 / Low: 36.0757). On the other end, November was the most stable month, with a tight range of 0.4341 NPR (High: 38.1481 / Low: 37.7140).

March Spread (Volatile) ±1.2945
November Spread (Stable) ±0.4341

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.4527 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.4527

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 38.3874) against the same month in 2024 (average: 36.1729), the exchange rate shifted by +2.2145 (+6.12%).

2025 Avg (December) 38.3874
2024 Avg (December) 36.1729

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 36.9767 36.4690 36.7696
February 37.5143 36.8284 37.1112
March 37.3703 36.0757 36.9045
April 36.7236 36.0954 36.4518
May 36.6167 36.1559 36.3177
June 36.9596 36.4027 36.6243
July 37.3396 36.3803 36.6970
August 37.5888 36.7312 37.2745
September 37.9553 37.4015 37.6428
October 37.9346 37.3482 37.6907
November 38.1481 37.7140 37.8810
December 38.7592 38.2126 38.3874