2019 SAR to NPR Historical Review

YEARLY HIGH

30.8573 NPR

YEARLY LOW

29.1494 NPR

YEARLY AVERAGE

30.0179 NPR

2019 SAR to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SAR to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 3, valuing the pair at 30.8573. Conversely, the yearly low was recorded on July 11, dropping to 29.1494.

This high-to-low spread represents a total annual volatility of 1.7078 NPR. From a start-to-finish perspective, comparing the January average rate of 30.1293 to the December average rate of 30.3609, the exchange rate registered a net change of 0.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 30.8573 was down 2.77% compared to the 2018 peak of 31.7356, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 154,286 NPR

2018 Average 145,852 NPR

Yearly Trough Low 145,747 NPR

Transaction Impact: A difference of 8,539.12 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

30.5908

29.2009

JanuMarcMayJulySeptNove

SAR to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 29.8589, compared to 30.1769 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3181 points.

H1 Avg (Jan–Jun) 29.8589

H2 Avg (Jul–Dec) 30.1769

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 1.1979 NPR (High: 30.6673 / Low: 29.4694). On the other end, October was the most stable month, with a tight range of 0.3612 NPR (High: 30.5298 / Low: 30.1686).

August Spread (Volatile) ±1.1979

October Spread (Stable) ±0.3612

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.6932 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.6932

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 30.3815) against the same month in 2018 (average: 30.7404), the exchange rate shifted by -0.3589 (-1.17%).

2019 Avg (September) 30.3815

2018 Avg (September) 30.7404

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	30.4460	29.6406	30.1293
February	30.5952	30.0796	30.3362
March	30.2204	29.2559	29.6430
April	29.9686	29.4265	29.6536
May	30.0676	29.5708	29.7638
June	29.8355	29.4112	29.6273
July	29.5683	29.1494	29.3167
August	30.6673	29.4694	30.2368
September	30.8573	30.0968	30.3815
October	30.5298	30.1686	30.2905
November	30.7468	30.1600	30.4750
December	30.6026	30.1841	30.3609