2014 SAR to NZD Historical Review

YEARLY HIGH

0.3480 NZD

YEARLY LOW

0.3022 NZD

YEARLY AVERAGE

0.3216 NZD

2014 SAR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SAR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 8, valuing the pair at 0.3480. Conversely, the yearly low was recorded on July 9, dropping to 0.3022.

This high-to-low spread represents a total annual volatility of 0.0457 NZD. From a start-to-finish perspective, comparing the January average rate of 0.3225 to the December average rate of 0.3433, the exchange rate registered a net change of 6.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.3480 was up 0.60% compared to the 2013 peak of 0.3459, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,740 NZD

2013 Average 1,627 NZD

Yearly Trough Low 1,511 NZD

Transaction Impact: A difference of 228.68 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.3470

0.3033

JanuMarcMayJulySeptNove

SAR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3143, compared to 0.3290 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0147 points.

H1 Avg (Jan–Jun) 0.3143

H2 Avg (Jul–Dec) 0.3290

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0250 NZD (High: 0.3430 / Low: 0.3181). On the other end, April was the most stable month, with a tight range of 0.0062 NZD (High: 0.3122 / Low: 0.3060).

September Spread (Volatile) ±0.0250

April Spread (Stable) ±0.0062

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0091 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0091

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.3433) against the same month in 2013 (average: 0.3243), the exchange rate shifted by +0.0190 (+5.87%).

2014 Avg (December) 0.3433

2013 Avg (December) 0.3243

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3298	0.3183	0.3225
February	0.3299	0.3179	0.3219
March	0.3186	0.3073	0.3128
April	0.3122	0.3060	0.3097
May	0.3139	0.3061	0.3100
June	0.3166	0.3036	0.3089
July	0.3142	0.3022	0.3070
August	0.3201	0.3128	0.3161
September	0.3430	0.3181	0.3279
October	0.3446	0.3343	0.3392
November	0.3457	0.3358	0.3402
December	0.3480	0.3385	0.3433