YEARLY HIGH
0.4270 NZD
YEARLY LOW
0.3854 NZD
YEARLY AVERAGE
0.4047 NZD

2019 SAR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SAR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 1, valuing the pair at 0.4270. Conversely, the yearly low was recorded on March 20, dropping to 0.3854.

This high-to-low spread represents a total annual volatility of 0.0416 NZD. From a start-to-finish perspective, comparing the January average rate of 0.3933 to the December average rate of 0.4039, the exchange rate registered a net change of 2.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.4270 was up 3.01% compared to the 2018 peak of 0.4145, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,135 NZD
2018 Average 1,929 NZD
Yearly Trough Low 1,927 NZD
Transaction Impact: A difference of 207.96 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.4237
0.3871
JanuMarcMayJulySeptNove

SAR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3968, compared to 0.4126 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0158 points.

H1 Avg (Jan–Jun) 0.3968
H2 Avg (Jul–Dec) 0.4126

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.0188 NZD (High: 0.4146 / Low: 0.3958). On the other end, November was the most stable month, with a tight range of 0.0070 NZD (High: 0.4214 / Low: 0.4144).

December Spread (Volatile) ±0.0188
November Spread (Stable) ±0.0070

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0130 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0130

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2019: 0.4205) against the same month in 2018 (average: 0.4087), the exchange rate shifted by +0.0118 (+2.89%).

2019 Avg (October) 0.4205
2018 Avg (October) 0.4087

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4020 0.3856 0.3933
February 0.3959 0.3865 0.3902
March 0.3942 0.3854 0.3901
April 0.4043 0.3927 0.3973
May 0.4106 0.4013 0.4063
June 0.4107 0.3954 0.4038
July 0.4070 0.3934 0.3994
August 0.4224 0.4065 0.4144
September 0.4259 0.4148 0.4206
October 0.4270 0.4152 0.4205
November 0.4214 0.4144 0.4169
December 0.4146 0.3958 0.4039