2020 SAR to NZD Historical Review

YEARLY HIGH

0.4735 NZD

YEARLY LOW

0.3695 NZD

YEARLY AVERAGE

0.4107 NZD

2020 SAR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.4735. Conversely, the yearly low was recorded on December 30, dropping to 0.3695.

This high-to-low spread represents a total annual volatility of 0.1040 NZD. From a start-to-finish perspective, comparing the January average rate of 0.4032 to the December average rate of 0.3756, the exchange rate registered a net change of -6.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4735 was up 10.88% compared to the 2019 peak of 0.4270, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,367 NZD

2019 Average 2,024 NZD

Yearly Trough Low 1,847 NZD

Transaction Impact: A difference of 520.00 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4493

0.3689

JanuMarcMayJulySeptNove

SAR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4258, compared to 0.3956 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0302 points.

H1 Avg (Jan–Jun) 0.4258

H2 Avg (Jul–Dec) 0.3956

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0540 NZD (High: 0.4735 / Low: 0.4195). On the other end, October was the most stable month, with a tight range of 0.0077 NZD (High: 0.4056 / Low: 0.3979).

March Spread (Volatile) ±0.0540

October Spread (Stable) ±0.0077

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0240 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0240

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.4411) against the same month in 2019 (average: 0.3901), the exchange rate shifted by +0.0510 (+13.07%).

2020 Avg (March) 0.4411

2019 Avg (March) 0.3901

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4124	0.3958	0.4032
February	0.4266	0.4106	0.4171
March	0.4735	0.4195	0.4411
April	0.4540	0.4333	0.4426
May	0.4486	0.4292	0.4373
June	0.4241	0.4059	0.4134
July	0.4115	0.3982	0.4047
August	0.4085	0.3954	0.4037
September	0.4075	0.3939	0.3999
October	0.4056	0.3979	0.4016
November	0.4041	0.3790	0.3881
December	0.3799	0.3695	0.3756