2016 SAR to NZD Historical Review

YEARLY HIGH

0.4167 NZD

YEARLY LOW

0.3578 NZD

YEARLY AVERAGE

0.3829 NZD

2016 SAR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SAR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 19, valuing the pair at 0.4167. Conversely, the yearly low was recorded on September 7, dropping to 0.3578.

This high-to-low spread represents a total annual volatility of 0.0589 NZD. From a start-to-finish perspective, comparing the January average rate of 0.4073 to the December average rate of 0.3795, the exchange rate registered a net change of -6.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.4167 was down 2.06% compared to the 2015 peak of 0.4255, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,084 NZD

2015 Average 1,912 NZD

Yearly Trough Low 1,789 NZD

Transaction Impact: A difference of 294.73 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.4115

0.3608

JanuMarcMayJulySeptNove

SAR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3937, compared to 0.3721 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0216 points.

H1 Avg (Jan–Jun) 0.3937

H2 Avg (Jul–Dec) 0.3721

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0278 NZD (High: 0.4167 / Low: 0.3890). On the other end, August was the most stable month, with a tight range of 0.0100 NZD (High: 0.3745 / Low: 0.3645).

January Spread (Volatile) ±0.0278

August Spread (Stable) ±0.0100

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0139 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0139

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.4073) against the same month in 2015 (average: 0.3489), the exchange rate shifted by +0.0583 (+16.72%).

2016 Avg (January) 0.4073

2015 Avg (January) 0.3489

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4167	0.3890	0.4073
February	0.4090	0.3964	0.4018
March	0.4036	0.3853	0.3952
April	0.3934	0.3785	0.3871
May	0.3983	0.3794	0.3924
June	0.3919	0.3684	0.3785
July	0.3826	0.3648	0.3735
August	0.3745	0.3645	0.3691
September	0.3686	0.3578	0.3650
October	0.3787	0.3654	0.3723
November	0.3813	0.3619	0.3733
December	0.3875	0.3701	0.3795