2021 SAR to NZD Historical Review

YEARLY HIGH

0.3969 NZD

YEARLY LOW

0.3583 NZD

YEARLY AVERAGE

0.3771 NZD

2021 SAR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.3969. Conversely, the yearly low was recorded on February 24, dropping to 0.3583.

This high-to-low spread represents a total annual volatility of 0.0386 NZD. From a start-to-finish perspective, comparing the January average rate of 0.3710 to the December average rate of 0.3927, the exchange rate registered a net change of 5.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3969 was down 16.18% compared to the 2020 peak of 0.4735, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,984 NZD

2020 Average 2,053 NZD

Yearly Trough Low 1,791 NZD

Transaction Impact: A difference of 193.00 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3952

0.3655

JanuMarcMayJulySeptNove

SAR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3720, compared to 0.3821 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0101 points.

H1 Avg (Jan–Jun) 0.3720

H2 Avg (Jul–Dec) 0.3821

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0195 NZD (High: 0.3909 / Low: 0.3714). On the other end, May was the most stable month, with a tight range of 0.0069 NZD (High: 0.3723 / Low: 0.3655).

November Spread (Volatile) ±0.0195

May Spread (Stable) ±0.0069

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0054 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0054

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.3927) against the same month in 2020 (average: 0.3756), the exchange rate shifted by +0.0171 (+4.55%).

2021 Avg (December) 0.3927

2020 Avg (December) 0.3756

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3764	0.3649	0.3710
February	0.3725	0.3583	0.3680
March	0.3828	0.3656	0.3739
April	0.3802	0.3668	0.3744
May	0.3723	0.3655	0.3690
June	0.3845	0.3677	0.3757
July	0.3852	0.3781	0.3815
August	0.3910	0.3781	0.3823
September	0.3880	0.3728	0.3778
October	0.3855	0.3704	0.3779
November	0.3909	0.3714	0.3805
December	0.3969	0.3893	0.3927