2022 SAR to NZD Historical Review

YEARLY HIGH

0.4785 NZD

YEARLY LOW

0.3822 NZD

YEARLY AVERAGE

0.4200 NZD

2022 SAR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SAR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 14, valuing the pair at 0.4785. Conversely, the yearly low was recorded on March 23, dropping to 0.3822.

This high-to-low spread represents a total annual volatility of 0.0963 NZD. From a start-to-finish perspective, comparing the January average rate of 0.3954 to the December average rate of 0.4186, the exchange rate registered a net change of 5.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.4785 was up 20.57% compared to the 2021 peak of 0.3969, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,393 NZD

2021 Average 1,886 NZD

Yearly Trough Low 1,911 NZD

Transaction Impact: A difference of 481.61 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.4758

0.3798

JanuMarcMayJulySeptNove

SAR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4022, compared to 0.4379 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0356 points.

H1 Avg (Jan–Jun) 0.4022

H2 Avg (Jul–Dec) 0.4379

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0425 NZD (High: 0.4755 / Low: 0.4330). On the other end, February was the most stable month, with a tight range of 0.0096 NZD (High: 0.4032 / Low: 0.3937).

September Spread (Volatile) ±0.0425

February Spread (Stable) ±0.0096

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0301 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0301

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 0.4678) against the same month in 2021 (average: 0.3779), the exchange rate shifted by +0.0899 (+23.79%).

2022 Avg (October) 0.4678

2021 Avg (October) 0.3779

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4073	0.3884	0.3954
February	0.4032	0.3937	0.3993
March	0.3950	0.3822	0.3878
April	0.4130	0.3838	0.3951
May	0.4269	0.4067	0.4162
June	0.4283	0.4065	0.4195
July	0.4362	0.4231	0.4292
August	0.4360	0.4126	0.4257
September	0.4755	0.4330	0.4481
October	0.4785	0.4555	0.4678
November	0.4612	0.4213	0.4377
December	0.4255	0.4122	0.4186