2015 SAR to NZD Historical Review

YEARLY HIGH

0.4255 NZD

YEARLY LOW

0.3394 NZD

YEARLY AVERAGE

0.3823 NZD

2015 SAR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SAR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 7, valuing the pair at 0.4255. Conversely, the yearly low was recorded on January 11, dropping to 0.3394.

This high-to-low spread represents a total annual volatility of 0.0861 NZD. From a start-to-finish perspective, comparing the January average rate of 0.3489 to the December average rate of 0.3946, the exchange rate registered a net change of 13.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4255 was up 22.27% compared to the 2014 peak of 0.3480, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,127 NZD

2014 Average 1,608 NZD

Yearly Trough Low 1,697 NZD

Transaction Impact: A difference of 430.28 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4279

0.3418

JanuMarcMayJulySeptNove

SAR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3598, compared to 0.4048 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0450 points.

H1 Avg (Jan–Jun) 0.3598

H2 Avg (Jul–Dec) 0.4048

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0270 NZD (High: 0.3665 / Low: 0.3394). On the other end, September was the most stable month, with a tight range of 0.0088 NZD (High: 0.4255 / Low: 0.4166).

January Spread (Volatile) ±0.0270

September Spread (Stable) ±0.0088

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0219 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0219

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.4207) against the same month in 2014 (average: 0.3279), the exchange rate shifted by +0.0928 (+28.31%).

2015 Avg (September) 0.4207

2014 Avg (September) 0.3279

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3665	0.3394	0.3489
February	0.3667	0.3526	0.3577
March	0.3663	0.3477	0.3570
April	0.3578	0.3448	0.3513
May	0.3760	0.3534	0.3614
June	0.3932	0.3716	0.3824
July	0.4090	0.3947	0.4015
August	0.4194	0.3988	0.4069
September	0.4255	0.4166	0.4207
October	0.4164	0.3898	0.3989
November	0.4121	0.3937	0.4063
December	0.4014	0.3883	0.3946