2012 SGD to BIF Historical Review

YEARLY HIGH

1261.9702 BIF

YEARLY LOW

997.0239 BIF

YEARLY AVERAGE

1124.2196 BIF

2012 SGD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 1261.9702. Conversely, the yearly low was recorded on January 16, dropping to 997.0239.

This high-to-low spread represents a total annual volatility of 264.9463 BIF. From a start-to-finish perspective, comparing the January average rate of 1014.9182 to the December average rate of 1248.8435, the exchange rate registered a net change of 23.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1261.9702 was up 23.41% compared to the 2011 peak of 1022.5504, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,309,851 BIF

2011 Average 4,815,470 BIF

Yearly Trough Low 4,985,120 BIF

Transaction Impact: A difference of 1,324,731.37 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1272.2360

991.5256

JanuMarcMayJulySeptNove

SGD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1056.1275, compared to 1192.3118 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 136.1843 points.

H1 Avg (Jan–Jun) 1056.1275

H2 Avg (Jul–Dec) 1192.3118

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 101.5416 BIF (High: 1117.5025 / Low: 1015.9609). On the other end, February was the most stable month, with a tight range of 17.4695 BIF (High: 1047.6050 / Low: 1030.1356).

April Spread (Volatile) ±101.5416

February Spread (Stable) ±17.4695

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 5.5429 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -5.5429

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1248.8435) against the same month in 2011 (average: 994.8864), the exchange rate shifted by +253.9570 (+25.53%).

2012 Avg (December) 1248.8435

2011 Avg (December) 994.8864

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1032.7522	997.0239	1014.9182
February	1047.6050	1030.1356	1037.0529
March	1042.8094	1023.2971	1031.5101
April	1117.5025	1015.9609	1051.8436
May	1121.7677	1082.8275	1102.6151
June	1117.7913	1081.2926	1098.8250
July	1162.4905	1109.5726	1132.6290
August	1164.8432	1143.8287	1156.2677
September	1208.4272	1152.6845	1182.2184
October	1222.2181	1193.4839	1211.8992
November	1245.9180	1200.3259	1222.0129
December	1261.9702	1222.0668	1248.8435