2019 SGD to BIF Historical Review

YEARLY HIGH

1395.8178 BIF

YEARLY LOW

1303.9814 BIF

YEARLY AVERAGE

1350.2531 BIF

2019 SGD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SGD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1395.8178. Conversely, the yearly low was recorded on August 25, dropping to 1303.9814.

This high-to-low spread represents a total annual volatility of 91.8364 BIF. From a start-to-finish perspective, comparing the January average rate of 1330.9335 to the December average rate of 1383.9502, the exchange rate registered a net change of 3.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1395.8178 was up 2.71% compared to the 2018 peak of 1358.9390, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,979,089 BIF

2018 Average 6,589,356 BIF

Yearly Trough Low 6,519,907 BIF

Transaction Impact: A difference of 459,181.99 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1389.2519

1325.6318

JanuMarcMayJulySeptNove

SGD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1343.3227, compared to 1357.1835 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 13.8608 points.

H1 Avg (Jan–Jun) 1343.3227

H2 Avg (Jul–Dec) 1357.1835

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 44.5300 BIF (High: 1374.4649 / Low: 1329.9349). On the other end, November was the most stable month, with a tight range of 13.3241 BIF (High: 1380.4830 / Low: 1367.1589).

October Spread (Volatile) ±44.5300

November Spread (Stable) ±13.3241

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 22.1414 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -22.1414

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 1383.9502) against the same month in 2018 (average: 1318.3714), the exchange rate shifted by +65.5788 (+4.97%).

2019 Avg (December) 1383.9502

2018 Avg (December) 1318.3714

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1344.7054	1312.1141	1330.9335
February	1353.5911	1325.6728	1339.9219
March	1356.2648	1329.1387	1344.1562
April	1357.0276	1341.1392	1351.0118
May	1348.8680	1332.5527	1340.3631
June	1366.5325	1332.0748	1353.5498
July	1360.6422	1341.6687	1353.8258
August	1340.7902	1303.9814	1331.6845
September	1355.0402	1326.9034	1342.7567
October	1374.4649	1329.9349	1356.0000
November	1380.4830	1367.1589	1374.8837
December	1395.8178	1368.7932	1383.9502