2013 SGD to BIF Historical Review

YEARLY HIGH

1282.7936 BIF

YEARLY LOW

1195.1808 BIF

YEARLY AVERAGE

1238.9600 BIF

2013 SGD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SGD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 1282.7936. Conversely, the yearly low was recorded on August 27, dropping to 1195.1808.

This high-to-low spread represents a total annual volatility of 87.6128 BIF. From a start-to-finish perspective, comparing the January average rate of 1234.8969 to the December average rate of 1228.2739, the exchange rate registered a net change of -0.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1282.7936 was up 1.65% compared to the 2012 peak of 1261.9702, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,413,968 BIF

2012 Average 5,622,687 BIF

Yearly Trough Low 5,975,904 BIF

Transaction Impact: A difference of 438,063.88 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1275.0413

1202.5963

JanuMarcMayJulySeptNove

SGD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1251.7589, compared to 1226.1611 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 25.5978 points.

H1 Avg (Jan–Jun) 1251.7589

H2 Avg (Jul–Dec) 1226.1611

Volatility Range Comparison

Volatility

The most volatile month in 2013 was March, with a trading range of 61.4742 BIF (High: 1268.1476 / Low: 1206.6734). On the other end, April was the most stable month, with a tight range of 14.4829 BIF (High: 1277.0189 / Low: 1262.5360).

March Spread (Volatile) ±61.4742

April Spread (Stable) ±14.4829

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 24.7146 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -24.7146

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2013: 1258.0587) against the same month in 2012 (average: 1102.6151), the exchange rate shifted by +155.4436 (+14.10%).

2013 Avg (May) 1258.0587

2012 Avg (May) 1102.6151

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1262.7382	1222.9032	1234.8969
February	1274.5383	1251.0955	1265.3722
March	1268.1476	1206.6734	1249.8775
April	1277.0189	1262.5360	1269.0042
May	1282.7936	1229.7999	1258.0587
June	1247.9721	1221.5704	1233.3440
July	1230.5880	1205.3425	1219.2000
August	1224.5645	1195.1808	1208.6334
September	1234.2548	1203.8908	1218.8773
October	1253.1069	1229.8045	1240.8561
November	1247.6074	1231.1035	1241.1258
December	1239.9643	1215.1858	1228.2739