2015 SGD to BIF Historical Review

YEARLY HIGH

1207.0823 BIF

YEARLY LOW

1079.6950 BIF

YEARLY AVERAGE

1140.1705 BIF

2015 SGD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 11, valuing the pair at 1207.0823. Conversely, the yearly low was recorded on October 4, dropping to 1079.6950.

This high-to-low spread represents a total annual volatility of 127.3874 BIF. From a start-to-finish perspective, comparing the January average rate of 1172.3237 to the December average rate of 1104.5394, the exchange rate registered a net change of -5.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1207.0823 was down 3.74% compared to the 2014 peak of 1253.9195, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,035,412 BIF

2014 Average 6,126,608 BIF

Yearly Trough Low 5,398,475 BIF

Transaction Impact: A difference of 636,936.86 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1191.8078

1090.9376

JanuMarcMayJulySeptNove

SGD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1161.4415, compared to 1118.8995 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 42.5420 points.

H1 Avg (Jan–Jun) 1161.4415

H2 Avg (Jul–Dec) 1118.8995

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 73.9387 BIF (High: 1207.0823 / Low: 1133.1436). On the other end, February was the most stable month, with a tight range of 19.7299 BIF (High: 1168.8478 / Low: 1149.1179).

July Spread (Volatile) ±73.9387

February Spread (Stable) ±19.7299

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 70.5226 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -70.5226

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 1183.4020) against the same month in 2014 (average: 1245.9763), the exchange rate shifted by -62.5743 (-5.02%).

2015 Avg (July) 1183.4020

2014 Avg (July) 1245.9763

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1185.6843	1151.2081	1172.3237
February	1168.8478	1149.1179	1157.1935
March	1152.1640	1125.1951	1139.5806
April	1189.5122	1134.7871	1160.4198
May	1193.0261	1155.1301	1175.7183
June	1189.6410	1150.3299	1163.4127
July	1207.0823	1133.1436	1183.4020
August	1131.5244	1097.6905	1112.8794
September	1116.0390	1086.3629	1099.3434
October	1132.1355	1079.6950	1112.1210
November	1118.5733	1088.1442	1101.1117
December	1121.5008	1089.6813	1104.5394