2025 SGD to BIF Historical Review

YEARLY HIGH

2338.8006 BIF

YEARLY LOW

2140.6694 BIF

YEARLY AVERAGE

2263.4538 BIF

2025 SGD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 4, valuing the pair at 2338.8006. Conversely, the yearly low was recorded on January 15, dropping to 2140.6694.

This high-to-low spread represents a total annual volatility of 198.1312 BIF. From a start-to-finish perspective, comparing the January average rate of 2165.9504 to the December average rate of 2292.3205, the exchange rate registered a net change of 5.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2338.8006 was up 3.46% compared to the 2024 peak of 2260.5161, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 11,694,003 BIF

2024 Average 10,794,219 BIF

Yearly Trough Low 10,703,347 BIF

Transaction Impact: A difference of 990,655.97 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2327.4927

2151.2648

JanuMarcMayJulySeptNove

SGD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2232.5246, compared to 2294.3831 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 61.8585 points.

H1 Avg (Jan–Jun) 2232.5246

H2 Avg (Jul–Dec) 2294.3831

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 89.3927 BIF (High: 2267.7012 / Low: 2178.3085). On the other end, December was the most stable month, with a tight range of 26.8576 BIF (High: 2306.3161 / Low: 2279.4585).

April Spread (Volatile) ±89.3927

December Spread (Stable) ±26.8576

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 30.8766 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -30.8766

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 2312.8071) against the same month in 2024 (average: 2139.2128), the exchange rate shifted by +173.5943 (+8.11%).

2025 Avg (July) 2312.8071

2024 Avg (July) 2139.2128

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2199.2422	2140.6694	2165.9504
February	2220.2684	2156.5678	2194.3162
March	2228.6330	2183.4678	2209.6089
April	2267.7012	2178.3085	2237.9956
May	2318.4719	2239.6639	2280.2703
June	2332.0834	2282.4973	2307.0061
July	2338.8006	2277.3051	2312.8071
August	2324.9289	2275.5859	2309.5393
September	2330.0440	2270.0830	2308.3985
October	2299.3646	2265.9654	2277.5219
November	2286.1107	2252.1584	2265.7111
December	2306.3161	2279.4585	2292.3205